FAQs

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Do I have to pay a deductible?

When you bought your policy, you chose a deductible for your physical damage coverage. This is the amount you are responsible for if a claim occurs. The higher your deductible, the lower the cost of your physical damage coverage. Your insurer will deduct that amount from the settlement of your claim.

Who decides whether my car can be repaired?

After evaluating the damages to your vehicle, your insurance company has the option of repairing your vehicle, replacing your vehicle, or reimbursing you for the vehicle's actual cash value. Actual cash value is the amount your vehicle would have sold for on the date of the accident. Your insurance will elect to replace your vehicle [...]

Will the paint match the original color?

Yes, absolutely! Our painters have years of experience and have perfected their craft. Your vehicles VIN number will actually tell us everything we need to know about the original paint colors the manufacturer used. Sigs Collision Centers uses only the best paint around, Axalta Coatings. In almost every case, we must blend the paint from [...]

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